Seneca · Letters from a Stoic
Letter 17On Philosophy and Riches
Lucilius wants his money settled before he turns to philosophy. Seneca says start now, rich or poor: getting rich doesn’t end your troubles, it only changes them, because the trouble lives in the mind.
- 1A rich man sails: the harbour roars and the quay swarms with his porters.
- 2Grain ships from overseas, needed to feed his crowd of slaves.
- 3The poor man puts to sea alone, with nothing to guard.
The letter, part by part
7 parts, following the website’s sections. Each has a short explanation and its key line. Open “Read this part in full” for the complete text. Tap a dotted word for its meaning.
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Part 1
You don’t yet see what philosophy can do
Seneca opens at a run: drop all that, race for a sound mind, and untie or cut whatever holds you back. objects that he must first arrange his so it can keep him later. Seneca says he hasn’t grasped how far philosophy reaches: it helps in the biggest matters and the smallest. Ask wisdom, and she’ll tell you to get up from your .
If any bond holds you back, untie it, or sever it.
si quid est quo teneris, aut expedi aut incide.If a bond holds you, cut it
Don’t wait to sort out your money first. Whatever ties you down, untie it or cut it, and go. Read this part in full
Cast away everything of that sort, if you are wise; nay, rather that you may be wise; strive toward a sound mind at top speed and with your whole strength. If any bond holds you back, untie it, or sever it. “But,” you say, “my delays me; I wish to make such disposition of it that it may suffice for me when I have nothing to do, lest either poverty be a burden to me, or I myself a burden to others.”
You do not seem, when you say this, to know the strength and power of that good which you are considering. You do indeed grasp the all-important thing, the great benefit which philosophy confers, but you do not yet discern accurately its various functions, nor do you yet know how great is the help we receive from philosophy in everything, everywhere,—how, (to use language,) it not only succours us in the greatest matters but also descends to the smallest. Take my advice; call wisdom into consultation; she will advise you not to sit for ever at your .
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Part 2
What if poverty is worth wanting?
Lucilius is delaying so he’ll never have to fear poverty. But what if poverty is worth wanting? Riches have kept many from wisdom, while the poor man has nothing to guard: at the war he knows he isn’t the target, and no crowds the quay when he sails. A few stomachs are easy to fill; it’s that costs.
Hunger costs but little; squeamishness costs much.
parvo fames constat, magno fastidium.Hunger is cheap; fussiness costs a fortune
Real need is filled for a coin. Refined, trained appetite is what runs up the bill. Read this part in full
Doubtless, your object, what you wish to attain by such postponement of your studies, is that poverty may not have to be feared by you. But what if it is something to be desired? Riches have shut off many a man from the attainment of wisdom; poverty is unburdened and free from care. When the sounds, the poor man knows that he is not being attacked; when there is a cry of he only seeks a way of escape, and does not ask what he can save; if the poor man must go to sea, the harbour does not resound, nor do the wharves bustle with the of one individual. No throng of slaves surrounds the poor man,—slaves for whose mouths the master must covet the fertile crops of regions beyond the sea.
It is easy to fill a few stomachs, when they are well trained and crave nothing else but to be filled. Hunger costs but little; costs much. Poverty is contented with fulfilling pressing needs.
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Part 3
Be poor, or live like the poor
Even a rich man, when sensible, copies philosophy’s plain ways. If you want time for your mind, be poor or live as if you were: plain living is . So drop the excuse “once I have enough.” Wisdom should come first; earn a living if you must, but learn while you earn.
If you wish to have leisure for your mind, either be a poor man, or resemble a poor man.
Si vis vacare animo, aut pauper sis oportet aut pauperi similis.Want leisure? Live like a poor man
Plain living frees the time and attention that study needs. Choose it, and you needn’t wait to be rich. Historical note: Roman Stoics held that a person could choose to leave life when living well became impossible; Seneca touches on it here and again in Part 6. The website reads the line as being about inner freedom: dignity stays within reach whatever happens.
Read this part in full
Why, then, should you reject Philosophy as a ? Even the rich man copies her ways when he is in his senses. If you wish to have leisure for your mind, either be a poor man, or resemble a poor man. Study cannot be helpful unless you take pains to live simply; and living simply is . Away, then, with all excuses like: “I have not yet enough; when I have gained the desired amount, then I shall devote myself wholly to philosophy.” And yet this ideal, which you are putting off and placing second to other interests, should be secured first of all; you should begin with it. You retort: “I wish to acquire something to live on.” Yes, but learn while you are acquiring it; for if anything forbids you to live nobly, nothing forbids you to die nobly.
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Part 4
Not even hunger is a reason to stop
Not even real want should pull you away from philosophy. Besieged towns have starved just to avoid falling to the enemy; armies have lived on roots to win a kingdom for someone else. Philosophy promises far more: lasting freedom, and fear of neither god nor man. So why balk at poverty, if it frees your mind from ?
Will any man hesitate to endure poverty, in order that he may free his mind from madness?
dubitabit aliquis ferre paupertatem ut animum furoribus liberet?Armies starve for another man’s crown
Soldiers go hungry for someone else’s throne. Surely you can bear a thin purse to free your own mind. Read this part in full
There is no reason why poverty should call us away from philosophy,—no, nor even actual want. For when hastening after wisdom, we must endure even hunger. Men have endured hunger when their towns were besieged, and what other reward for their endurance did they obtain than that they did not fall under the conqueror’s power? How much greater is the promise of the prize of everlasting liberty, and the assurance that we need fear neither God nor man! Even though we starve, we must reach that goal.
Armies have endured all manner of want, have lived on roots, and have resisted hunger by means of food too revolting to mention. All this they have suffered to gain a kingdom, and,—what is more marvellous,—to gain a kingdom that will be another’s. Will any man hesitate to endure poverty, in order that he may free his mind from ?
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Part 5
Wisdom won’t wait until you’re rich
So don’t pile up money first: you can reach philosophy without . Is wisdom to be the last thing you acquire, a once you own everything else? No: be a philosopher now. If you have something, you may already have too much; if you have nothing, seek understanding before anything else.
Be a philosopher now, whether you have anything or not.
sive aliquid habes, iam philosophareWisdom is the base, not the extra
Philosophy isn’t the finishing touch on a full life. It goes in first, and the rest is built on it. Read this part in full
Therefore one should not seek to lay up riches first; one may attain to philosophy, however, even without . It is indeed so. After you have come to possess all other things, shall you then wish to possess wisdom also? Is philosophy to be the in life,—a sort of ? Nay, your plan should be this: be a philosopher now, whether you have anything or not,—for if you have anything, how do you know that you have not too much already?—but if you have nothing, seek understanding first, before anything else.
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Part 6
“But I’ll go without the necessities”
You can’t, says Seneca: nature asks for little, and the wise man fits his needs to nature. With scant means he sees to food and clothing and laughs at the rush of people chasing wealth. Why wait for , a trading profit, or a place in ? Wisdom pays at once. And whatever the age, enough stays the same.
But in every age, what is enough remains the same.
idem est autem omni saeculo quod sat est.Interest
waiting to fall dueCargo
waiting on a profitA will
waiting for a rich man to dieRead this part in full
“But,” you say, “I shall lack the necessities of life.” In the first place, you cannot lack them; because nature demands but little, and the wise man suits his needs to nature. But if the utmost pinch of need arrives, he will quickly take leave of life and cease being a trouble to himself. If, however, his means of existence are meagre and scanty, he will make the best of them, without being anxious or worried about anything more than the bare necessities; he will do justice to his ; with free and happy spirit he will laugh at the bustling of rich men, and the flurried ways of those who are hastening after wealth, and say: “Why of your own accord postpone your real life to the distant future? Shall you wait for some to fall due, or for some income on your merchandise, or for a place in , when you can be rich here and now. Wisdom offers wealth in , and pays it over to those in whose eyes she has made wealth superfluous.”
These remarks refer to other men; you are nearer the . Change the age in which you live, and you have too much. But in every age, what is enough remains the same.
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Part 7
A sick mind takes its sickness everywhere
Seneca could stop here, but he has spoiled Lucilius with parting gifts: as with , no greeting without a present. So he borrows from : for many, getting rich didn’t end their troubles, it changed them. The fault is in the mind, not the money. Move a sick man from a wooden bed to a golden one and his fever comes too.
For the fault is not in the wealth, but in the mind itself.
non est enim in rebus vitium sed in ipso animo.Gold bed or wooden, same fever
Wherever you move him, he carries the illness with him. Riches or poverty, the sick mind goes along. Read this part in full
I might close my letter at this point, if I had not got you into bad habits. One cannot greet without bringing a gift; and in your case I cannot say farewell without paying a price. But what of it? I shall borrow from : “The acquisition of riches has been for many men, not an end, but a change, of troubles.”
I do not wonder. For the fault is not in the wealth, but in the mind itself. That which had made poverty a burden to us, has made riches also a burden. Just as it matters little whether you lay a sick man on a wooden or on a golden bed, for he be moved he will carry his with him; so one need not care whether the diseased mind is bestowed upon riches or upon poverty. His malady goes with the man. Farewell.
The modern take
The website breaks Letter 17 into 11 lessons for today. I’ve grouped them into 4 themes; each lesson is summarised in plain words.
Don’t wait to begin
Lessons 1–2- 1
Cut loose what holds you back
Whatever you’re using as a reason to put off the inner work is the very thing to untie or cut.
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“Once I’m secure, then I’ll start”
Putting wisdom after money flips the order: it’s the footing you build on, not the prize at the end.
The lightness of less
Lessons 3–5- 3
Having less can free the mind
Wealth comes with things to manage, guard and worry about; owning little leaves you light on your feet.
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Hunger is cheap; fussiness is costly
Real needs cost little to meet. It’s the refined, trained wants that drain the purse.
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Live simply, by choice
You needn’t be poor to gain from it: choose a plain life on purpose and win back your attention.
Wisdom comes first
Lessons 6–7- 6
If living well is blocked, dying well isn’t
Your integrity stays in your hands even when luck runs out; no circumstance can make you give it up.
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Don’t leave wisdom till last
Character isn’t a finishing touch for when life is sorted. It comes first, whatever you own.
Where wealth really lies
Lessons 8–11- 8
You can be rich today
Someone who has stopped needing more is already rich, with no wait for returns or an inheritance.
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“Enough” stays the same
Rich and poor shift with the times, but what people truly need doesn’t. Measure yourself against that.
- 10
Riches often just swap your troubles
Money tends to trade the worries of lacking for the worries of having.
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A sick mind takes its sickness everywhere
Discontent lives in the mind, so new circumstances won’t cure it. That’s why the inner work can’t wait.
Read the website’s own translation and full breakdown
Letter 17 on one card
Start wisdom now; money won’t cure you
- Don’t wait to beginCut whatever holds you back. “Once I’m secure” gets the order backwards.
- The lightness of lessThe poor travel light. Hunger is cheap, fussiness dear. Live simply by choice.
- Wisdom comes firstNot life’s last extra. Begin with it, whether you have much or nothing.
- Where wealth really liesEnough is fixed and yours now. Riches only change your troubles; the sickness is in the mind.
The line the website ends on“The acquisition of riches has been for many men, not an end, but a change, of troubles.”
Words
Harder words and names from the letter, in the order they appear.
- Lucilius
- Seneca’s younger friend, a Roman knight serving as the emperor’s agent in Sicily. All 124 letters are written to him.
- estate
- Latin res familiaris: the family property, its land, money and household. Lucilius wants it set up to keep him in retirement.
- Cicero
- Rome’s great orator and statesman (106–43 BC), who also wrote popular books of philosophy.
- ledger
- Literally “counting pebbles” (calculi): Romans did their sums by moving pebbles on a counting board.
- trumpet
- The war trumpet (classicum) that signalled an attack. The poor man knows no raider is after him.
- “Fire”
- Seneca’s Latin has the cry “Water!”, the shout Romans raised when a house caught fire.
- retinue
- The crowd of slaves, servants and hangers-on that travelled with a rich Roman.
- squeamishness
- Latin fastidium: a jaded, fussy appetite that turns up its nose at plain food.
- voluntary poverty
- Seneca’s own definition of frugalitas, plain living: poverty you choose rather than suffer.
- comrade
- Latin contubernalis, a tent-mate: soldiers who shared a tent. Seneca means philosophy as a live-in companion.
- madness
- The Stoics called the passions, such as greed and fear, a kind of madness (furor) of the mind.
- money for the journey
- Latin viaticum: travel money, the allowance you set out on a journey with.
- supplement
- An add-on tacked on at the end (Latin additamentum).
- requisite
- Latin instrumentum: the equipment or furnishings of a life. Is wisdom the last thing you kit yourself out with?
- interest
- Profit on money lent out. Moneylending was a standard way for rich Romans to grow their wealth.
- will of some wealthy old man
- Legacy-hunting was a notorious Roman pastime: courting rich, childless old men in the hope of being named in their wills.
- belly and his shoulders
- Food and clothing: the stomach to be filled and the back to be covered.
- ready money
- Cash paid down on the spot. Wisdom pays now, not at some future date.
- rich class
- Lucilius was a Roman knight (eques), the wealthy rank just below the senators.
- Parthian royalty
- The kings of Parthia, Rome’s great rival empire in the east (roughly modern Iran and Iraq). No one approached them without a gift.
- Epicurus
- Greek philosopher (341–270 BC) who taught that the happy life is a calm one. Seneca ends many of these early letters with a line of his.
- whithersoever
- Old-fashioned for “wherever”.
- malady
- An illness or disease.
A few fun factsOptional, 5 short ones
- The man praising poverty here was one of the richest in Rome: Tacitus reports a rival accusing Seneca of piling up 300 million sesterces.
- Gummere’s “ledger” is literally “counting pebbles” (calculi). Our word “calculate” comes from the same pebble.
- The Latin cry at a house fire was “Water!”, not “Fire!”, which is why Gummere adds a footnote.
- Parthia’s army destroyed Crassus, Rome’s richest man, at Carrhae in 53 BC. Not the best advert for riches.
- Legacy-hunting was such a Roman cliché that Horace wrote a whole satire teaching it, tongue firmly in cheek.